Debt Elimination

We’ve all heard time and again that interest and riba are categorically haraam in Islam. Maddeningly though, we often don’t hear a solution to the problem. Everybody knows these things are haraam but practical advice on how to avoid them is very hard to come by. This blog post answers a part of the question; it offers suggestions on eliminating interest-bearing debt quickly.

Pre-Requisites

1. Ask Allah to Forgive You: If you made the mistake of getting into riba (interest) debts, for whatever reason, repent and do your best to get out of it. I didn’t know better myself, and even when I found the ruling out on interest, I justified it to myself, which was wrong (college education). Stop immediately and reverse course on this.  Ask to be forgiven and formulate a new plan of action to deal with this situation.  Take your time with college and life in general – don’t let society force its ridiculous standards on you.

2. Ask Allah to Help You: We underestimate this, but remember that if you try to come closer to Allah, Allah will come closer to you faster, as was mentioned in a hadeeth qudsi. I’ll explain later how this very principle caused my wife and I to pay off all our college debts ($35,000 from me, about $8000 from her) and other lingering debts in 2 months, alhamdulillaah.

3. Financial Discipline: If you don’t have control over yourself, this system will never work. If you can’t control compulsive shopping or spending, no system will work for you. Period. If you have control issues, see a therapist, psychologist / psychiatrist, or a personal coach to help out.

The big factor here is the DD – the bigger it is, the faster your debt gets destroyed.  I placed a modest $200, but honestly, most people living on their own can go a couple of hundred higher and make this happen much faster, and people who are living with their families can create a massive DD of about $900 – $1000 or more and can out can knock debts out very quickly.  Given the state of the economy, although I don’t normally recommend it, if you can live with your folks and work a full-time professional job, then stay with them til all debts are gone.

Read the entire post here.

Understanding teen issues in the West

Moulana Muhammed Shoayb writes a post about the importance of understanding the mindset of teenage children growing up here. He explains why he thinks its crucial to be aware of what’s going on in their minds and to tackle the questions arising from their mindset head-on, either by themselves or by finding someone who can. He argues that it is usually neglect on the side of immigrant parents that ends up leading to confusion and unresolved issues.

 Today’s teens have different issues facing them. They have lived their entire lives here, with an occasional (sometimes frequent) trip back to their parent’s birth countries as visitors. They have identified, and been encouraged by us as parents and community elders to identify, rightly so, as American Muslims. What we didn’t realize when we encouraged them to develop this new identity is that new questions come along with this new identity. Some of our kids are going to want know what it feels like to be a punk rocker. Some of our teens are going to want to know what it feels like to go on a date…and how can it be wrong when so many of their friends in the neighborhood/school are doing it. Those same teens may never give you the slightest idea of what is going on behind their innocent eyes and sweet smiles. It is your duty as parents to let them know that bringing those questions out in the open is ok, that nobody will have a heart attack just because an otherwise sweet child asks some not-so-sweet questions.

Read the whole post here.

Who is a Mujaddid

As-Salik posts an explanation by Mufti Taqi Usmani of Pakistan of the terms mujaddid and tajdeed. He talks about what characterizes these scholars, the hadith about one appearing every century, and what status they are accorded.

[Also], the hadith quoted above, while foretelling the appearance of mujaddids in every century, does not intend to make it compulsory to recognize such mujaddids. It is rather a consolation for the Muslims of the coming generations that, despite all the distortions or innovations which may creep into the Muslim society, the ummah shall not be deprived of the pious persons who shall never be influenced by such distortions, and who shall follow the original teachings of the Holy Qur’an and Sunnah and invite the people to this respect. The Muslims of the coming generations are, therefore, directed by this hadith to follow only those persons who dwell upon the original teachings of the Holy Qur’an and Sunnah and refuse to follow the un-Islamic customs, beliefs and practices which have not been derived from these original holy resources.

Image coutresy:  mypanda

Muslims and Modernity

Abu Noor at Talk Islam discusses the validity of comparing Sunnis with Shi’as to Catholics with Protestants, and then argues that a closer analogy may be found with the three main branches of Judaism: Conservative, Orthodox and Reform. He then discusses reformation and an interesting discussion ensues in the comments section on orthodoxy and identity.

However, I have always found it strange that there was not more discussion making the analogy which actually is useful although of course like any analogy limited.  The different possible approaches for a religious tradition in coming to terms with modernity are most easily understood by looking to the Jewish tradition of Orthodox, Reform, and Conservative approaches as well as all the various twists on those three main distinctions that have developed.

Read the post and comments here.

Image courtesy: nicolasnova

Love, oh love

The word love and its derivatives appear often in the Qur’an; yet one derivative only appears once, and in a very special, poignant context.

In the nine times in which the word hubb appeared, it was mentioned with regards the actions of man towards Allaah, or with regards instances related to life. When Allaah the Exalted used the word in reference to Himself towards one of His Creation – Musa (peace be upon him) – He used a different word (mahabbah), that was only ever used to describe His own actions, as is most befitting of His majesty.Thus, when the love stems from mankind, the word hubb was used, but when it stems from Allaah, the word mahabbah was used.

Waking up for the night prayer

Ilm Seeker summarizes the benefits of the night prayer and offers/solicits creative tips for waking up for tahajjud.

Do you have goals you’re trying to achieve? Is there something you really, really want? Are you willing to pray Qiyam and cry in front of Allah for it? Because nothing will turbo-charge your success like Qiyam. 

On the day of Judgment, Allah will ask about YOUR salah. If it’s not 100% perfect, He will not even LOOK at your other deeds. BUT! If your Fard salaah is not perfect, Allah will patch it up with your nafl and sunnah prayers–including Qiyaam-ul-Layl. [There's a hadith related to this recorded in the collection of At-Tabari] 

Takfir

Indigo Jo and Umar Lee write about the concept of takfir and it’s place in today’s discourse.

A lot of people seem to be confused about where takfeer is legitimate and where it is not. Generally speaking, common people do not call people kaafirs unless either they do not claim to be Muslim, or they are part of a sect known to have beliefs so extreme as to put them outside of Islam (such as the Qadianis or Isma’ilis), or they reject something that is commonly known of Islam, such as that extramarital sex or the drinking of alcoholic drinks is forbidden, or insult Islam or the Prophet (sall’ Allahu ‘alaihi wa sallam). In the first of these cases, I question whether we should commonly use the word kaafir when speaking or writing in English, since there alternatives which are actual English which are not known as racially derogatory terms. DT makes out there is something terrible about making takfeer. In fact, distinguishing who is a Muslim from who isn’t is part of Islamic scholarship; what is offensive is careless accusations prompted by acrimonious differences of opinion; a classic example is the tendency of some “salafis” to call rulers who fail to implement the Shari’ah unbelievers, so as to justify making war (so-called jihad) on them – and classifying anyone who disagrees with them as unbelievers along with them. This opens the door for an awful lot of bloodshed, as we saw in Egypt and, worst of all, Algeria. He also compares the accusations about Shi’ites practising taqiyya with the claims Muslim-haters make against Muslims in general, namely “that they are liars, and that lying is religiously mandated”; in fact, Muslims are, for the most part, commanded to tell the truth even when it is inconvenient, and we hear references to taqiyya only in reference to Shi’ites, who practise it in disputes with Sunnis, not with non-Muslims, while people who hate Islam cry “taqiyya” every time a Muslim says something about their own religion with conflicts with what they allege. One has nothing to do with the other; the lying referred to in this article is specifically Shi’ites lying to Sunnis.   

Umar Lee explains takfir:

 This is a very controversial issue as many Muslims in different time periods have went overboard with takfir. In this era most of what have become to know as “al-Qaeda like” organizations are generally referred to by Muslim scholars and people of knowledge as takfiris (some will incorrectly call them Wahabbis or Salafis; but it has been the ulama of the Salafis who have been most vocal in their opposition to the takfiris and even making takfir against people who have obviously left Islam for fear of issuing a false accusation).  

Takfir should not be pronounced easily and without the consent of the ulama and it should not be used as a method to further political unrest; but we should never abandon maintaining standards for who is and who is not a Muslim. If we completely abandoned takfir than the polytheists and others who obviously hold beliefs that are in opposition to the fundamental essence of Islam would have to be considered Muslim. 

Read the full posts here and here.

Indian Ulema on terrorism

Indscribe notes one of the outcomes of the recent Jamiat Ulema-e-Hind conference in Hyderabad, India:

It was an extraordinary event. Thousands of Ulema decided to reach Hyderabad and endorse the fatwa against terrorism, which was earlier issued at the Deoband seminary this year.

Without any political support or any pressing need to say it, the Ulema went ahead and decided to hold the event.

Once again the religious leadership has come forward to say it clearly that no religion should be linked with terrorism. In context of the arrest of Sadhvi Pragya Thakur and other Hindu militants including an Army official for Malegaon bomb blasts, the Ulama said that linking it to religion is absolutely wrong.

A special train named Sheikhul Hind Express had taken thousands of clerics from Deoband to Hyderabad for this national convention.